Budgeting 101 by Michele Cagan is a comprehensive guide to mastering personal finance through effective budgeting. It covers everything from getting out of debt and tracking daily expenses to setting financial goals and building savings. The book provides practical advice and tools for creating a budget, understanding spending habits, and planning for the future. With clear explanations and easy-to-follow strategies, Budgeting 101 is designed to help readers take control of their finances, improve financial health, and work towards achieving financial stability and independence.